Posts Tagged ‘Personal Injury’

Hit-and-run driver sought after 21-year old critically injured

21-year old Joseph Pena was driving home from work after finishing his shift when he was involved in a hit-and-run collision with another vehicle that has left Joseph serious injured and his mother wondering how the other driver could callously leave the scene. Joseph was giving a friend a ride home at the time of the crash, which sent Joseph’s car into a light pole. Joseph’s mother says he is now in critical condition and his heart has stopped twice since the wreck. The hit-and-run vehicle is described as a gray Toyota Scion; Harris County Sheriffs are investigating the crash.

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Daragh Carter named Personal Injury Super Lawyer for 2017

Congratulations to Smith & Hassler attorney Daragh Carter who was selected as a Super Lawyer in the Personal Injury practice area for 2017.

Daragh joined Smith & Hassler in April 2006 and has been representing injured clients ever since. He is Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization.

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Daragh Carter

Box truck crushes cars on Blue Bell Road in Houston, TX

Two drivers are lucky to have survived a four vehicle accident the afternoon of Thursday March 23, 2017.

According to Channel 13 News, a flatbed hauling some pipe was traveling the 600 block of Blue Bell Road when it struck the rear of a large white box truck, causing the box truck to make an out-of-control turn and topple over onto two passenger cars. The box truck partially crushed a gold colored Honda and a dark-colored Cadillac behind it. Accident witness Mr. Cruz Hernandez told Channel 13 that a female existed the Honda bleeding from her head, and the Cadillac driver was up and moving after the crash.

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Both were taken to the hospital to be checked out. The box truck driver wasn’t hurt in the crash, and the driver of the flatbed truck who cause the accident is going to be issued a citation for failure to control speed.

Fatal car accident on Almeda Road, vehicle pushed into Rodeo bus

One person is dead after a car accident on Almeda Road and Reed Road at 11:30 p.m. last night. A black-colored Chevrolet Avalanche pickup truck crashed into the rear of a silver colored sports car, possibly a Nissan 370ZX. Law enforcement told the media that the pickup was traveling at a very high rate of speed; the impact propelled the sports car forward into the front bumper of a Houston Rodeo bus that was parked and unoccupied at the time. The driver of the pickup appeared disoriented after the crash to bystanders who rendered aid, and there will be an investigation to determine if alcohol played a role. The driver of the Nissan died at the scene.

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The crash victim’s vehicle

Mazda Miata crashes into Hyundai SUV on Westheimer in Houston

The male driver of a white colored Mazda Miata was seriously injured when he crashed into a Hyundai SUV after losing control of his car on Westheimer. The Mazda was eastbound on Westheimer before crossing the median and striking the westbound SUV. According to Channel 13 News, the driver of the SUV was not injured in the accident. Last night’s heavy rain in Houston may have contributed to the crash.

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Motorcycle accident on W Bay Area Blvd in Friendswood

Friendswood Police Department investigated a motorcycle accident around noon yesterday on W. Bay Area Boulevard in Friendswood. Aerial photographs taken by Channel 11 News’ helicopter showing a collision between the motorcycle and a red-colored Ford Mustang. The motorcycle appears to have t-boned the Mustang on the driver’s side front fender. A wider camera angle of the vehicles suggests that the Mustang pulled out of a driveway and was attempting to cross the motorcycle’s lane of travel, and the motorcyclist swerved to his or her left to try and avoid the crash.

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Three hurt in rollover accident on Hollydale Drive in Houston

ABC Channel 13 has reported a crash late last night that injured three men. It was a single vehicle accident on Hollydale Drive in Houston. The report is that the vehicle, which appears to be a white-colored Buick crossover, was traveling at considerable speed when a change in the road surface caused a loss of control; the vehicle then struck two parked cars and flipped over. The driver was ejected from the vehicle and is in critical condition, the two passenger were transported to the hospital for treatment. Harris County Sheriff’s Office investigators are looking into whether alcohol-impairment was a factor in the crash.

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Car crashes into Bon Express dry cleaners on West Alabama

A woman was rushed to hospital yesterday when a car crashed through the front of the Bon Express drying cleaning business on West Alabama in River Oaks. Channel 13 says that the 69-year old man driving the silver-colored Lincoln sedan, who apparently had some prescription medications sitting in his front passenger seat, mistakenly hit the gas pedal instead of the brake. The injured woman was an employee of the business.

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The silver Lincoln being removed

Five people hurt in car towing accident off Beltway 8

Five people were sent to the hospital when an attempt to tow a disable vehicle ended with a car accident. Channel 2 reports that some folks were using a Ford Explorer SUV to tow a car when the towing strap became dislodged. A nearby security guard tried to assist a man and woman involved in the towing effort to reconnect the tow strap, and as he was doing so a car crashed into them. The security guard was thrown up onto the car’s windshield. The accident happened off Beltway 8 on Wednesday April 29th.

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Emergency responders help the injured

Why umbrella insurance policies are money well spent

An umbrella insurance policy provides an additional layer of coverage above the coverage provided by an automobile insurance policy. An automobile insurance policy has three “pots” of coverage: (1) a per individual coverage limit for bodily injury or death; (2) a per accident coverage limit for bodily injury or death caused to more than one person; and (3) a per accident property damage coverage limit.

In the State of Texas all non-commercial drivers are required to carry a minimum of $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 per accident for property damage. See Texas Transportation Code Sec. 601.072. This is often referred to as a minimum limits policy, or a 30/60/25 policy. Anyone who has ever had any significant medical treatment will appreciate that $30,000 will not go very far given how expensive medical care is nowadays: you could easily spend twice that amount on a simple surgery for a broken wrist or arm.

Different insurance companies offer different policy limits that people can purchase, but the typical coverage increments aside from minimum limits are:

So someone with what would be considered a lot of car insurance may have up to $250,000 of coverage for bodily injury/death caused to one person. That sounds like a lot, and compared to what the average person carries it is a lot, but if the person insured under the policy causes a fatal accident or injures someone so severely they may not be able to work again, $250,000 is a drop in the ocean.

An umbrella policy typically provides an additional $1,000,000 of coverage above and beyond the coverage on an automobile policy. Relative to the cost of the primary automobile policy, umbrella policies are typically not too expensive. Depending on the demographics of the person buying the policy and their driving record, a $1MM umbrella may only cost a couple of hundred dollars for a year’s worth of coverage.

Having an umbrella policy will serve two important purposes: it will protect the assets and property of the person covered under the policy should they cause an accident resulting in very serious injury or death. It will also ensure that in the event of such an accident, the injured person or their family is more likely to be adequately compensated and the claim settled within the insurance policy limit.